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Оніщенко, Ольга Вікторівна; Національний авіаційний університет; Степанова, Юлія Олегівна; Національний авіаційний університет (2015)
Publisher: Національний Авиаційний Університет
Languages: Ukrainian
Types: Unknown
Subjects: потребительский кредит; кредитный договор; банк; проблемные вопросы потребительского кредитования, 347.4, consumer credit; bank; credit agreement problematic issues of consumer credit, споживчий кредит; кредитний договір; банк; проблемні питання споживчого кредитування
The article analyzes the main problem areas of consumer credit and sets out key areas to improve credit conditions of the population in Ukraine The article analyzes the current state of consumer lending in Ukraine, identifies the main problem areas of consumer credit, which includes currency instability, the risk of loan default, decrease in the number of potential borrowers and other problems referred in the article, including their solutions: improve the quality of service and customer advice, conducting training sessions for staff of banks, improve financial literacy of population and other solutions. The methodical approach to make the right decisions on the problems of ensuring individuals' consumer loans. The basic factors influencing the development of consumer lending. Ukrainian complaining of lack of funds, make out a loan, if you pay for the order which give more than take. There is a sure way to double your income - to get rid of loans and credit cards. The problem of our people is that we are not looking for many ways to profit, we think, how we quickly get the goods to be like everyone else. Thus, having issued credit we give the money to good shops and pay interest on bank services. У статті проаналізовано проблеми правового регулювання споживчого кредитування щодо оманливої реклами банківських послуг, розкриття інформації, відповідальності банків і сформульовані основні напрямки покращення умов кредитування населення в Україні. В статье проведен анализ проблем правового регулирования потребительского кредитования в части недобросовестной рекламы банковских услуг, раскрытия информации, ответственности банков и сформулированы основные направления улучшения условий кредитования населения Украины.
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